Pricing

Choose the plan that's right for you

Simple, transparent pricing

Smart

Free

always free

Self-Serve Only (No Live Support)

Cash Flow Projections90 days
Bank Account ConnectionsManual entry only
Cash Smart Score✗
Mood Tracking✓
Financial Goals✗
Scenario Planning✗
AI Chatbot✗
Email Notifications✗
Priority Support✗
Most Popular

Smartest

$12.77/ month

billed monthly

Complete financial wellness suite for power users

Cash Flow Projections120 months
Bank Account ConnectionsUnlimited
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✓

Smarter

$7.77/ month

billed monthly

Ideal for serious financial planning and analysis

Cash Flow Projections12 months
Bank Account ConnectionsUp to 5
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✗
For business owners

Business

$27.77/ month

billed monthly

Perfect for business owners managing business and personal finances

Everything in SMARTEST✓
Custom Chart of Accounts✓
CSV Category Upload✓
Business & Personal Combined✓
Unlimited Custom Categories✓
Advanced Reporting✓
Priority Support✓
For students

College

$4.77/ month

billed monthly

Built for students who want a college-specific budgeting workflow

Cash Flow Projections120 months
Bank Account ConnectionsUp to 5
Cash Smart Score✓
Mood Tracking✓
Financial Goals✓
Scenario Planning✓
AI Chatbot✓
Email Notifications✓
Priority Support✗
College Chart of Accounts✓
Student Spending Categories✓