Blog
Financial Wisdom Meets Ancient Philosophy
Why Budgeting Isn’t the Problem — Cash Timing Is
Traditional budgeting often fails because it ignores cash timing. Learn how cash-flow forecasting reduces financial stress and how Smart Cash Sheet™ helps individuals and small businesses plan ahead with clarity.
Smart Cash Sheet™ Business — Built for Small Businesses & Nonprofits That Need Real Cash-Flow Visibility
Discover how Smart Cash Sheet™ Business provides long-range cash-flow forecasting, planning tools, and emotional tracking for small businesses, nonprofits, and financial professionals.
Smart Cash Sheet™ as an Alternative to YNAB, Monarch, and Copilot
Compare Smart Cash Sheet™ with YNAB, Monarch, and Copilot. Explore emotional clarity, cash‑flow timing, long‑term forecasting, and low‑stress budgeting.
Long-Term Effect in the U.S. Economy of Teaching the Smart Cash Sheet in Schools
A four-part thought leadership series exploring how emotional-financial literacy education could transform America's economic future—from household stability to national debt reduction.
Money Like a Stoic: Why I Wrote This (and Why It Might Free You)
Money has always fascinated me — not because of what it can buy, but because of how it can break or build people. As an accountant and financial educator, I've spent years sitting across from families, entrepreneurs, and professionals who all share one unspoken truth: They're not just trying to manage money — they're trying to make peace with it.