Smart Cash Sheet™ Business

Built for Small Businesses & Nonprofits That Need Real Cash-Flow Visibility

See Your Future Cash Flow Weeks, Months, and Up to 10 Years Ahead

Smart Cash Sheet™ Business is designed exclusively for small service-based businesses, entrepreneurs, and nonprofits that rely on timing-based cash cycles — not retailers or inventory-heavy operations.

Is This Built for Your Organization?

If your organization depends on:

  • Accounts Receivable (A/R)
  • Delayed payments
  • Contract invoices
  • Grants, donations, reimbursements
  • Irregular funding cycles
  • Project or program-based expenses

…then Smart Cash Sheet™ Business provides the long-range clarity your accounting software cannot.

This is the forecasting tool for organizations where cash timing truly matters.

Also Ideal for Nonprofits

Smart Cash Sheet™ Business helps nonprofits plan ahead, avoid cash gaps, and maintain clarity around future obligations and opportunities — up to 10 years ahead.

Limited-Time Introductory Pricing — Only $27.77/Month

Smart Cash Sheet™ Business launches at a special introductory rate of $27.77 per month.

We do not know how long we will be able to sustain this low price as additional features roll out.

Early subscribers lock in full access to:

  • 10-year cash-flow forecasting
  • A/R & A/P planning
  • Personal–business mode switching
  • Emotional tagging (Optional)
  • Cash-low & surplus insights
  • Hiring, equipment, and expansion planning
  • Nonprofit cash-cycle forecasting
  • All upcoming business features during the introductory period

Here is How It Works

  1. Download the Smart Cash Sheet™ Chart of Accounts Template.
  2. Paste only your account names from QuickBooks, Xero, Wave, etc.
  3. Save as a CSV.
  4. Upload it into Smart Cash Sheet™.

Important Note:

Smart Cash Sheet™ Business does not sync with financial software and does not import:

  • Balances
  • Transactions
  • Bank feeds
  • Reconciliations
  • Financial data

Users import only their account names.

How the Projections Calendar Works

1

Reconcile your bank in your financial software first

2

Enter your starting reconciled cash balance

3

Enter accounts receivable (A/R)

4

Enter accounts payable (A/P)

5

Enter all other future cash inflows & outflows

Optional Emotional Tracking for Business Owners & Nonprofits

Smart Cash Sheet™ lets users tag emotions to:

  • Upcoming income
  • Upcoming expenses
  • A/R
  • A/P
  • Recurring payments

Plan Ahead With Confidence

With long-range forecasting up to 10 years, you can:

  • Identify future cash lows early
  • Anticipate and plan for cash surpluses
  • Plan new hires
  • Time equipment or technology purchases
  • Prepare for expansion or new programs
  • Maintain a clear cash-flow runway

Combine Personal & Business Finances in One Platform (Optional)

Founders can combine personal and business finances while still keeping reports clean and separated when needed.

After entering your starting balance and future transactions, Smart Cash Sheet™ automatically:

  • Builds your Projections Calendar
  • Projects daily and monthly cash balances
  • Forecasts up to 10 years ahead
  • Highlights cash shortages
  • Displays cash surpluses
  • Connects emotional tags to financial events
  • Shows the long-range cash flow health of your business or nonprofit

Also Powerful for Bookkeepers & Independent Financial Professionals

Smart Cash Sheet™ Business is an exceptional tool for bookkeepers, independent financial professionals, and virtual CFOs who want to elevate the services they provide to clients.

Traditional financial software focuses on historical data.

Smart Cash Sheet™ fills the forward-looking gap by helping professionals:

  • Provide clear future cash-flow projections
  • Show when cash shortages may occur
  • Help clients prepare for large expenses
  • Plan for hiring, purchasing, investments, and growth
  • Guide clients proactively instead of reactively

This adds a premium advisory layer without changing the financial workflow.

Collaboration Feature Coming End of the First Quarter of 2026

At the end of the first quarter of 2026, Smart Cash Sheet™ will introduce a powerful Collaboration Feature designed specifically for bookkeepers, financial professionals, financial coaches, and virtual CFOs.

This will allow professionals to:

  • Connect directly with their clients inside Smart Cash Sheet™
  • Monitor cash-flow projections in real time
  • Guide clients through A/R and A/P planning
  • Help clients stay ahead of cash shortages
  • Offer advisory support more proactively

More updates will be announced as the collaboration feature becomes ready inside the app.

Get Started Today

Smart Cash Sheet™ Business gives you clear, confident, long-range visibility over your cash flow. Whether you're running a small business, managing a nonprofit, or supporting clients, it helps you stay ahead, plan smarter, and make decisions with clarity.